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The Mortgage Meltdown

How has the mortgage meltdown affected your family?

It's been catastrophic for us as homeowners.
It takes all we've got to make our mortgage payment each month, but we're hanging on.
The value of our house has gone down, but we aren't having trouble making our mortgage payments.
It has made getting approved for a mortgage more difficult.
We seem to be relatively unscathed so far.

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